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When does agri land sale qualify for tax exemption?

Agricultural land is generally not a capital asset unless it falls within urban limits. If taxable as LTCG, Section 54F may allow a deduction for reinvestment in a house.

8th pay commission: Here's how much fitment factor of 1.83, 2, 2.57 and 3.83 can hike salaries for govt employees

8th pay commission decisions are expected to benefit more than 1 crore beneficiaries. Here's how much fitment factor between 1.83, 2, 2.57 and 3.83 can hike salaries for central g…

Income Tax Department explains how to choose between ITR-3 and ITR-4: Quick checklist for taxpayers

Confused between ITR-3 and ITR-4 for AY 2026-27? The Income Tax Department has shared a quick checklist to help taxpayers identify the right form based on their income, taxation m…

How changing jobs affects your EPF account and balance portability

The EPFO treats the UAN as a permanent identifier for your entire professional life. When starting a new position, share your current UAN instead of registering for a replacement

DA hike: How your Dearness Allowance component in salary is taxed, explained

A component of your basic salary for central government employees and pensioners, dearness allowance is subject to income-tax. Here's a look at how it should be reported in your I…

PFRDA looks to mutual fund distributors to expand NPS reach: Here's what StAR NPS means for investors

PFRDA is encouraging wider participation from mutual fund distributors to expand NPS coverage. The StAR NPS platform enables assisted digital onboarding through eligible distribut…

Esops can create wealth, but can you afford to exercise them?

Exercising ESOPs requires significant upfront capital to cover exercise prices and perquisite taxes, exposing employees to substantial valuation and illiquidity risks if an exit i…

SIP flows are hitting records. So why are small savers walking away?

A record monthly total can keep rising even as the smallest savers, the ones it was meant to celebrate, give up and walk away.

NRI, OCI or foreign national? Know the rules for opening a bank account in India

Resident accounts are designed for individuals residing in India. While NRIs and PIOs are barred from holding them, Overseas Citizens of India may do so under specific regulatory…

Mutual funds bet across market caps in July 2026: Torrent Pharma, Biocon and Diamond Power among top stock buys

Mutual funds increased their exposure to stocks across large-, mid-, and small-cap segments in July 2026. Buying was spread across sectors including banking, financial services, a…

Salaried employee with a side business? Here's how you should report your income in ITR

Salaried employees often engage in side businesses for extra income. This income must be reported when filing tax returns, with specific ITR forms applicable based on income type.…

Women investors bet big on gold, triple their ETF investments in a year; where else did they put their money?

Women's participation in mutual fund investments has risen, with 1.61 crore women among a total of 6.09 crore investors by March 2026. Here's why they are betting big on gold.

Nothing left after paying EMI? Here's how to save money in 3 steps while clearing debt, shared by finance coach

Content creator and self-claimed personal finance expert Aruna Keerthy shared the simple trick to save money while repaying debt at the same time. Check it out.

Senior citizen FD rates August 2026: Equitas, Shivalik, Jana, Ujjivan offer up to 8.50%; Check the full list

Prominent small finance banks such as Equitas, Shivalik, Jana, Ujjivan, ESAF and Suryoday offer senior citizens FD rates of up to 8.50% in August 2026. Compare tenure, liquidity,…

Bank SMS fraud alert! 3 tips to spot scam messages — How to identify fake texts before they can trick you

An SEBI Registered Investment Adviser warned bank customers about fraudulent messages. He shared tips to identify scams by verifying sender details and checking for deceptive char…

SPARSH pension portal: 5 easy steps for pensioners to check pension payments, benefits and life certificate details

SPARSH pension portal lets defence pensioners check pension payments, PPO details, disability benefits, gratuity, commutation, dearness relief and life-certificate status online.…

Buy or rent a house? Niranjan Hiranandani shares his take on India's housing market: 'Home will never become obsolete'

Should you buy a home or continue renting? Real estate developer Niranjan Hiranandani shared his view on home ownership, capital creation and construction quality during an episod…

Bank overcharged you or failed to reverse an unauthorised debit? Here’s what you should do next

Customers facing incorrect bank fees or unauthorised transactions can file complaints through their bank's grievance process. If unresolved, they may escalate to the RBI. Here's t…

Sukanya Samriddhi Yojana: ₹5,000 monthly investment could grow to ₹27–28 lakh - here is how

Sukanya Samriddhi Yojana calculator: See how investing ₹5,000 monthly could grow to around ₹27–28 lakh at maturity, based on an assumed 8.2% interest rate. Having a clear unders…

NRI sending money to parents in India? This one mistake could trigger an income tax notice

Non-resident Indians sending money to parents in India face scrutiny from tax authorities if transfers lack documentation. Here are the rules one should be aware of.

PPF vs NSC: ₹5 lakh investment—where will you earn more in 5 years? Check calculations

PPF vs NSC: Compare the returns on ₹5 lakh over five years, along with 2026 interest rates, tax treatment, maturity and investment limits. Find out which government-backed saving…

What happens to your EPF balance when you switch jobs, become self-employed or move to an exempted PF trust? Explained

Switching jobs does not halt your EPF savings as your balance and  future contributions depends on your employment type. Here's what happens if you switch jobs, start a busin…

8th Pay Commission salary calculator: Check Level 5–8 basic pay at 2.0, 2.1, 2.25 and 2.57 fitment factors

The 8th Pay Commission’s fitment factor could impact central government salaries. Here are tentative Level 5–8 basic pay calculations under the 2.0, 2.1, 2.25, and 2.57 fitment fa…

Which asset class will outperform next? Experts say investors should focus on asset allocation instead of chasing winner

Equities, debt and precious metals are moving through different cycles, making it difficult for investors to identify the next winning asset class. Here is why multi-asset allocat…