How much life cover do you need?
Insurance planning
Recommended life cover (HLV)
₹2.22 Cr
Earning years left
25 yrs
Current income
₹12.00 L
What is Human Life Value?
HLV estimates the financial value of your future earning capacity — the amount of life cover needed so your family can maintain their lifestyle and goals if your income stops. It's the present value of your income until retirement, growing with your career and discounted to today.
This is an indicative figure — talk to MJ Wealth for a precise, needs-based cover.
These calculators give indicative figures for planning only and assume a constant rate of return. Actual returns vary and are not guaranteed. Talk to MJ Wealth for a plan tailored to you.
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